Your Derby home search may be over! This inviting four bedroom, three bathroom ranch home sits on a quiet cul-de-sac and is equipped with a desirable 3 car garage, neighborhood pool and clubhouse access, NO remaining special taxes, and Stone Creek Elementary is just a short walk away! Inside you will find a comfortable floor plan with a refreshed feel thanks to fresh interior paint, updated lighting, a newer kitchen sink and faucet, and updated kitchen appliances that stay with the home. Plus, the seller is offering a $3,500 flooring allowance, giving you the opportunity to choose the new flooring you want for your home, or use it for whatever you want! The sellers' VA loan is assumable at 3.125% on a 30-year note, open to qualified military and non-military buyers with lender approval. Step outside to the privacy-fenced backyard overlooking a private tree line, which creates a peaceful setting for relaxing and entertaining. The sprinkler system keeps the lawn looking its best, while the shed provides additional storage for lawn equipment and toys, freeing up even more space in the 3-car garage. With a great location, thoughtful updates, neighborhood amenities, and no remaining special taxes, this home has so much to offer. Come see for yourself why this is the one you've been waiting for!